Christchurch casino online — where a deposit goes furthest in New Zealand (2026)

The key metrics that decide which casino gives you more

Among Christchurch online casino operators, the difference between a deposit that buys an evening of play and one that vanishes in twenty minutes comes down to a handful of numbers: the minimum deposit threshold, the real cost of getting money in and out, the proportion of wagering that converts bonus funds into cash, and the speed with which a withdrawal lands back in your account. No single brand dominates every category, but a few names consistently offer conditions that let a Kiwi player stretch a dollar further. SkyCity’s low minimums, combined with instant e‑wallet processing and no‑fee withdrawals on selected methods, make it a benchmark for cost‑conscious Christchurch players; operators such as Spin Casino and Ruby Fortune post competitive payout windows when a debit card is used, while Royal Panda and JackpotCity bundle loyalty perks that effectively return a percentage of every session spend as withdrawable credit. The sections below break down each cost layer so you can calculate what your deposit really buys before you commit a cent. Welcome packages across these operators are compared in our best online casino bonus NZ comparison. There is more on this in the skycity online casino guide.

• Minimum deposit amounts range from NZ$1 to NZ$20 across the operators on this page.
• Withdrawal fees can be zero or as high as NZ$5 per transaction, depending on the method and casino.
• Loyalty cashback rates vary from 0.1% to 2% of turnover in cash‑equivalent points.
• Pending periods add between 0 and 72 hours before a request is even seen by the payment provider.

The cheapest way in and the cheapest way out

Every operator listed in the comparison table enforces a minimum deposit; the range for Christchurch‑facing accounts runs from NZ$1 at SkyCity to NZ$20 at a handful of sites including Ruby Fortune. Below that floor, a deposit is automatically declined, and the true cost of entry is never just the threshold figure. Payment processors clip a percentage on top when a card is used, while POLi, bank transfer, and certain e‑wallets often bypass those surcharges entirely. The cheapest path into an account is usually a POLi or direct bank transfer paired with an operator that does not impose a wicket‑keeper fee on the incoming transaction. For Christchurch online casino players who value speed, the other side of the equation matters just as much: the cheapest way out is a withdrawal to an e‑wallet such as Skrill or Neteller where the casino charges zero and the payment window from pending to cleared is under 24 hours. Where a site levies a flat NZ$2–NZ$5 per cash‑out, a player making several small withdrawals a month can lose the equivalent of a whole deposit to administrative fees alone. Wagering is what decides an offer's real value — our best casino bonus NZ comparison compares the terms side by side. Deposit limits decide what the withdrawal minimums mean in practice: 5 dollar deposit casino.

Minimum deposit thresholds across Christchurch online casino operators

Withdrawal fee structures and processing timelines

The majority of operators accept NZD and process withdrawals back to the original deposit method, but the cost of cashing out varies. Some sites, including Spin Casino and JackpotCity, advertise no internal fee for bank transfers or card reversals, while others clip NZ$2 to NZ$5 per transaction unless a VIP tier waives the charge. Pending periods span from 0 to 48 hours for most brands, though a handful slow down on weekends. When the pending status clears, an e‑wallet payment typically lands in minutes, a card refund in one to three business days, and a bank transfer in two to five. The combined effect is that a player using a card at a site with a 48‑hour pending window may wait five working days for funds, while an e‑wallet user at a zero‑pending site can have money back the same day. If the entry cost matters more than the offer size, our minimum deposit $1 get $20 NZ rundown ranks the same sites by it. A separate page, the spinz guide, goes into this in detail.

• E‑wallet withdrawals: 0–24 hours after pending clearance
• Card reversals: 1–3 business days after clearance
• Bank transfer: 2–5 business days after clearance
• Pending period range for listed operators: 0–72 hours

What a fixed deposit buys at each operator, stated in numbers

A deposit of NZ$20, NZ$50, or NZ$100 translates into a wildly different number of spins, hands, or live‑dealer rounds depending on the wagering attached to the welcome offer and the minimum bet size of the games you choose. At SkyCity, a NZ$20 deposit with no‑deposit free spins on a 96% RTP pokie can yield roughly 200 spins at 10 cents each, giving a mathematical play duration of over an hour before the balance trends towards zero, assuming average volatility. At a site that requires a 40x bonus wagering on the combined deposit and bonus, that same NZ$20 might unlock NZ$40 in bonus funds but demand NZ$2,400 in turnover, which at a 20‑cent spin equates to 12,000 spins—far more than the typical player completes before the bonus expires. In practice, the deposit that looks largest on a banner often buys less real play than a lean offer at a lower‑wagering operator. The table below illustrates the effective playable balance for three common deposit sizes across a selection of Christchurch online casino sites, assuming the player takes the standard welcome offer and plays medium‑volatility pokies with a 96% RTP. The smallest workable deposits are compared in our $1 deposit casino NZ comparison. The same operators are compared on payout speed in the best online casino payouts guide.

Effective playable balance after meeting lowest wagering at each operator

The amounts are before any withdrawal fee and assume the player completes wagering inside the time limit, typically 7 to 30 days. The gap between the best and the worst performer on a NZ$100 deposit can be NZ$60 or more, which is why seasoned Kiwi players shop the terms before they fund an account. How these operators were ranked is set out in our top online casinos NZ rundown. The related figures are collected in wheelz casino.

• Lowest wagering requirements (25x–30x) found at SkyCity, Spin Casino
• Highest wagering (40x–50x) typical at Ruby Fortune, Royal Panda
• Bonus validity windows range from 7 days to 30 days

RTP, fees and caps combined into a cost of play

The return‑to‑player percentage of a game is not the same as the return on a deposit. When a Christchurch player sits down with NZ$100 and spins a 96% RTP pokie, the theoretical loss is NZ$4 per NZ$100 wagered, but that number is eroded by deposit fees, withdrawal charges, and any cap on how much bonus‑derived winnings can be cashed out. The real cost of play equals the house edge of the game plus the proportion of the deposit lost to fees. For a NZ$50 deposit that triggers a NZ$1 card surcharge and a NZ$2 withdrawal fee, the fixed cost is NZ$3, or 6% before a game even loads. If the wagering requirement forces 40x turnover on a 96% RTP slot, the expected loss from house edge is NZ$80 on NZ$2,000 of turnover, making the total probable loss NZ$83 from a NZ$50 starting point, which wipes out the entire deposit and bonus unless a lucky spike intervenes. Operators that offer fee‑free deposits and withdrawals, combined with 97%+ RTP games, shrink that total cost dramatically. A few of our recommended casinos list payout percentages by game in the lobby, and this is where a Christchurch online casino player can combine that data with the operator’s fee schedule to calculate the true session cost before placing a bet. The full cost of playing for real money is set out in the online pokies real money NZ guide. What happens when something goes wrong is covered in the online gambling NZ page.

Typical RTP ranges by game category across listed operators

Maximum withdrawal caps from bonus play are another silent cost. A welcome offer might promise up to NZ$200 in bonus funds, but if the cap limits cash‑out to NZ$100, any win above that is forfeited. In the Christchurch market, the lowest caps sit around NZ$50 on no‑deposit chips, while caps on deposit‑match bonuses can reach NZ$5,000 or more at high‑roller tables. The key is to read the cap before you accept the bonus: a low cap on a high‑volatility slot makes it almost impossible to extract value beyond the cap, while a high cap on a low‑volatility game is a benign term. Before committing money it is worth running the checks in our safe online casino NZ comparison. The cost of play is broken down in the play free pokies page.

• Common win cap on no‑deposit free spins: NZ$50–NZ$100
• Deposit‑match win cap: typically NZ$1,000–NZ$5,000
• Cap applies only to bonus funds, not cash deposits

Where the money leaks: fees, minimums and dormant‑account terms

Beyond the visible deposit and withdrawal charges, a handful of less‑obvious costs shave a deposit over time. Dormant‑account fees tend to activate after six to twelve months of inactivity and can be as high as NZ$10 per month, quickly draining a forgotten balance. Several Christchurch online casino operators also levy a currency conversion fee if a player funds an NZD account via a method that settles in USD or EUR; the spread can be 2–4%, and it is applied on both the deposit and the withdrawal side unless the casino absorbs it. Minimum withdrawal limits present another leak: a player with NZ$15 in a cleared balance may be unable to cash out at all at a site where the minimum withdrawal is NZ$20, forcing an extra deposit or continued play until the balance rises—a cycle that statistically favours the house. The table below summarises the typical thresholds and fees seen across the operator list. Offers that need no deposit at all are compared in our no deposit bonus casino comparison. Offers that need no deposit at all are compared in the king billy casino no deposit bonus guide.

Inactivity clauses are buried in the terms of every casino on this page. The safest practice for a Christchurch player is to treat any funded account as an active account, logging in at least once every 90 days to keep the balance from being classified dormant. Several sites send an email warning at 60 and 90 days; others begin debiting without notice, so the player who registers, deposits, and forgets can lose the entire balance within a year. For what is available before funding an account, see our best online casino NZ free spins no deposit rundown. What happens when something goes wrong is covered in Bitcoin casinos.

• Inactivity clock starts from last login, not last deposit
• Some operators require a small transaction to reset the clock
• Self‑exclusion and dormant‑fee regimes are separate; exclusions freeze the account

Loyalty and cashback as real percentages, not tiers

Cashback programmes in Christchurch online casino brands are often marketed as a percentage of theoretical turnover, but the real return differs from the headline. A site may advertise “10% weekly cashback,” yet the fine print limits the refund to net losses after bonuses have been deducted, and it arrives as bonus funds subject to additional wagering. Among the operators we examine, the most generous raw cashback—paid as withdrawable cash with zero turnover—tops out at 2% of net losses per week at Betninja, while the industry median sits at 0.5–1% of net losses issued as bonus credit with a 10x–20x playthrough. The difference between a 1% cashback bonus that must be wagered and a 2% cash rebate in cash is substantial: on a NZ$500 weekly loss, the former returns NZ$5 in bonus funds that require another NZ$50–NZ$100 in turnover, while the latter puts NZ$10 directly into the player’s pocket. What a fixed deposit buys at each operator is compared in our leovegas NZ rundown. What a fixed deposit buys at each operator is compared in our Trustpilot NZ comparison.

Cashback and loyalty point value comparison

Loyalty point accumulation is a secondary layer of value that effectively functions as rakeback. A player who bets NZ$1,000 on pokies at SkyCity in a single evening might earn 1,000 points worth NZ$20 in cash, provided the account is at the Gold tier or above. At an operator with a slower earn rate, the same NZ$1,000 in turnover may yield only NZ$5. The point‑redemption threshold also matters: if the minimum redemption is high and the player’s deposit is small, the points may never be converted. Response times and escalation routes are measured in the wildz casino guide. What happens when something goes wrong is covered in the online poker guide.

• Earn rates range from 1 point per NZ$1 wagered to 1 point per NZ$10.
• Redemption delays of 24–72 hours are common after a request is submitted.
• Points may expire after 180 days of inactivity.

Break‑even arithmetic for a typical session

Understanding whether a session is likely to break even or drain the balance requires a simple calculation: session cost = fixed fees + (turnover × house edge). For a Christchurch online casino player depositing NZ$50 with a NZ$2 card fee and a NZ$2 withdrawal fee, the fixed cost is NZ$4. If the player chooses a 96% RTP pokie and wagers NZ$500, the expected house edge loss is NZ$20, for a total probable loss of NZ$24, leaving NZ$26. If the casino offers a NZ$10 cashback on net losses with no wagering, the net expected loss drops to NZ$14. With a 99.5% RTP video poker machine, the same NZ$500 turnover creates an expected loss of only NZ$2.50, plus the fixed fees of NZ$4, giving a net loss of NZ$6.50 before cashback. The arithmetic makes it clear that game choice and fee structure outweigh the headline bonus size in determining how far a deposit goes.

Break‑even example: NZ$50 deposit with a 96% RTP pokie

If the same session is run on a 99.5% RTP video poker game and all other fees remain identical, the house edge drops to NZ$2.50, total cost becomes NZ$6.50, and the expected remaining balance is NZ$43.50. That is a difference of NZ$17 for the same deposit and wagering volume—the single most powerful lever for value. What happens when something goes wrong is covered in our Apple Pay comparison. Response times and escalation routes are measured in our royal Vegas rundown.

• Lower house edge games require a higher skill level to realise the RTP.
• Bonus wagering counts only specific game contributions; table games may count 10% or less.
• Switching to a fee‑free deposit method saves NZ$2 immediately.

When deposit size changes the value equation

Scaling a deposit from NZ$20 to NZ$200 changes more than the number of spins. The fixed fees become a smaller percentage of the deposit, but the bonus‑matching ratio often improves at higher thresholds. A NZ$20 deposit may trigger a 100% match up to NZ$100, but the NZ$200 deposit might unlock a 200% match up to NZ$400, dramatically altering the turnover requirement and the win cap. At the same time, withdrawal limits often increase with deposit size; a player on a NZ$20 deposit may be restricted to a NZ$200 weekly cash‑out, while a NZ$200 deposit lifts that ceiling to NZ$5,000 or more. The comparison table at the top of this page highlights the operator‑specific breakpoints, but as a rule, the best value sits at the first deposit tier that removes the low‑ball withdrawal cap and offers a bonus percentage with a wagering requirement under 35x. See galactic wins casino for background on this topic. Response times and escalation routes are measured in the online slots NZ page.

Deposit tiers and typical bonus match across operators

• The first deposit bonus at most sites has a cap around NZ$1,000.
• Subsequent deposit bonuses often offer lower percentages but faster wagering.
• High‑roller deposit thresholds unlock VIP management and customised terms at SkyCity and JackpotCity.

New‑account restrictions that eat into your deposit

Verification requirements and dormant‑player checks are not fees, but they can delay access to a deposit or freeze a withdrawal for days. A Christchurch player who creates an account with a different email or mismatched street address may face a manual document review that takes 72 hours or more. During that window, the deposit remains in the account but cannot be withdrawn, and any bonus‑linked wagering clock continues to run, potentially invalidating the offer. Several operators on this list, including Royal Panda and Spin Casino, ask for ID and proof of address within 48 hours of the first deposit; failure to submit on time can void the bonus. Entering accurate, verifiable information at sign‑up is the simplest way to avoid those losses. The cost of play is broken down in our PayPal casino NZ rundown. What a fixed deposit buys at each operator is compared in the jackpot city NZ guide.

• Document verification window: 12–72 hours after first deposit.
• Bonus expiry during verification is rarely extended.
• Selfie or liveness checks are sometimes required at higher deposit tiers.

Understanding the pending period and clearance times

The pending period is the time a casino holds a withdrawal before releasing it to the payment processor, and it varies even among Christchurch online casino brands that share the same payment methods. A site with a 0‑hour pending policy for e‑wallets—SkyCity and Slotsdj—gives a player funds within hours, while a 48‑hour pending period at Betninja or RocketPlay means that even an instant e‑wallet transfer will not complete until the internal review finishes. The pending period is also when the operator can reverse a withdrawal, a feature that some sites use to prompt a player to cancel and resume play. Players who want to lock in a cash‑out should choose operators that either disable reverse withdrawal or have a short pending window paired with an irreversible confirmation step. Recently launched sites are assessed separately in the new online casinos NZ guide. What a fixed deposit buys at each operator is compared in Christchurch casino online pokies.

Pending window by operator for e‑wallet withdrawals

The arrival of real‑time payment processors in New Zealand has pushed the best online casino payouts closer to instant, but the internal review stage remains the bottleneck.

How deposit fees inflate the true cost of a session

Even a NZ$1 credit‑card surcharge represents a 2% loss on a NZ$50 deposit, which is equivalent to adding a full percentage point to the house edge for that session. Some Christchurch online casino operators absorb the merchant fee and pass the saving to the player; others itemise it or build it into an exchange rate where NZD is converted to USD and back. The worst case occurs when a player uses a card that charges a foreign‑transaction fee on top of the casino’s own conversion spread, doubling the leakage. POLi, Skrill, and Neteller are nearly always the cheapest conduits because they move NZD directly and the casino typically charges nothing to receive them. For the cost‑conscious player, the choice of payment method can outweigh the choice of game. For more context, see the casumo casino page. Whether a newer operator is worth the risk is covered in best new online casino NZ.

• POLi: 0% deposit fee, instant, available at most operators.
• Skrill/Neteller: 0% deposit fee, may incur a small withdrawal fee at some sites.
• Visa/Mastercard: 0–2.5% surcharge, varies by issuing bank.
• Bank transfer: no fee but slower, 1–3 business days.

Comparing cashback programmes: what percentage really lands in your account

Cashback is often the most overlooked lever for deposit value. The best online casino NZ cashback offers pay on total deposits or turnover, not just net loss, and release the rebate as unrestricted cash. The default reward on the Christchurch operator list is a weekly net‑loss cashback of 0.5–1% paid as bonus credit with a 10x–20x wagering requirement. A player losing NZ$200 per week who accepts that bonus must wager an additional NZ$200–NZ$400 to release NZ$2, which on a 96% RTP game costs another NZ$8–NZ$16 in expected loss, turning the NZ$2 into a net liability. Betninja’s 2% cash‑back without wagering is the outlier; most sites force a playthrough that nullifies the benefit for anyone who does not play through high volumes automatically.

• Cashback paid as bonus funds: always check the wagering multiple.
• Cashback as cash: the full amount is withdrawable, usually within 24 hours.
• Some operators reset the cashback calculation every 7 days; unused rebates may expire.

The role of transaction limits and monthly caps

Even when a casino has no per‑transaction fee, the monthly withdrawal ceiling can limit the effective return on a deposit that generates a large win. A player who turns NZ$50 into NZ$5,000 at a site with a NZ$2,000 weekly cap must wait three weeks to retrieve the full amount, during which the funds can be reversed if discipline slips. Conversely, a low monthly cap on a high‑roller account renders large deposits uneconomical. SkyCity and JackpotCity offer the highest monthly limits among the operators on this page, while Slotsdj and SpinGrande set weekly maximums that serve smaller‑stake players well but restrict cash‑outs over NZ$10,000. If a Christchurch online casino player regularly deposits NZ$500 or more, verifying the monthly withdrawal ceiling before funding is as important as reading the bonus terms. For the neighbouring question, see our skycity casino Auckland comparison. The cost of play is broken down in the online pokies NZ guide.

Weekly and monthly withdrawal caps for larger accounts

These caps apply to bonus‑derived winnings and, in some cases, to all cash‑outs until a VIP tier is reached. What NZ online casino is best for high rollers? The sites that pair a high weekly cap with a low pending period and a loyalty programme that accelerates at depositor milestones give a clear edge to players who bet more, and JackpotCity and SkyCity currently lead in that corner of the market.

How to read the operator comparison table for value

The comparison table at the top of this page is designed so that a Christchurch player can scan three columns and immediately gauge whether a deposit will stretch. The column showing the minimum deposit and the fee‑free payment method tells you the cheapest way in. The withdrawal pending column, read against the fee column, shows the cheapest and fastest way out. The loyalty cashback rate, converted to an effective yearly return for a frequent player, tells you how much of every dollar wagered comes back. No single metric works in isolation; an operator with the fastest withdrawal but a low monthly cap may be perfect for a NZ$20–NZ$50 casual session but useless for a jackpot win. Use the table to filter operators that match your deposit size, then verify the cross‑referenced terms inside each site’s cashier page. Getting the money back out is a subject of its own — our best online casino NZ fast withdrawal rundown covers withdrawal speed and limits. We take “what NZ online casino is best for slots?” apart on a separate page.

• Deposit minimum + payment method fee = entry cost.
• Pending period + withdrawal fee + clearance time = exit cost.
• Cashback rate × monthly volume = annual rebate.

Where the hidden value sits: game contribution tables and side bonuses

When a Christchurch online casino player reads the bonus terms, the game‑weighting table determines whether the deposit bonus is worth accepting. If pokies contribute 100% but live casino games contribute only 10%, a player who splits a NZ$100 deposit between slots and live dealer must wager far more than the stated multiple, and the effective cost of the bonus rises sharply. The live casino offerings at SkyCity and JackpotCity are particularly affected: the 10% contribution means that every NZ$100 wagered on live blackjack counts as only NZ$10 toward the turnover target. For a player who intends to spend 70% of the session at the live dealer tables, a no‑bonus deposit at a low‑edge operator often yields a higher expected balance than a matched‑deposit bonus that cannot realistically be cleared.

• Slots: 100% contribution at all operators.
• Roulette, blackjack, baccarat: 5–20% contribution.
• Video poker: 10–25% contribution.
• Some operators exclude specific high‑RTP slots entirely.

How a Christchurch online casino player can check the actual cost of a bonus before accepting it

Before clicking “accept” on a deposit match, a player should calculate the effective cost of the bonus as: (house edge × wagering requirement × bonus amount) + any deposit or withdrawal fees, minus cashback. For a NZ$100 bonus on a 40x requirement with a 96% RTP slot, the expected loss from house edge is NZ$160, plus a possible NZ$3 in fees, for a total of NZ$163. The bonus, if won, might yield an extra NZ$20–NZ$40 over the wagering period, but the most probable outcome is a net loss far larger than the bonus value. In a low‑stakes environment, the best online casino NZ real money bonus is one with a wagering multiple under 25x and a game that contributes 100%. That combination exists at a few operators on this list; when it does, the bonus genuinely adds value instead of eroding it.

• Wagering under 25x: bonus is net positive on 96%+ RTP games.
• Wagering over 40x: bonus is net negative for most players.
• Free spins with wagering on winnings only are the safest offer.

Mobile play and its impact on deposit value

Whether a player accesses a Christchurch online casino account from a desktop or a phone does not directly alter fees or RTP, but it affects the speed of cash‑out and the ease of managing loyalty points. The best mobile online casino NZ sites present the cashier, pending‑withdrawal cancellation, and loyalty‑point store in a single‑tap layout, reducing the chance of a reversed withdrawal from impulse. Operators such as SpinGrande and JackpotCity have mobile‑optimised cashier pages that allow a player to lock in a cash‑out in seconds; sites with clunky mobile interfaces inadvertently encourage reverse‑withdrawal clicks because the player accidentally lands on a “cancel” button while scrolling. For a deposit‑value‑focused player, a mobile site that keeps the cash‑out flow frictionless is worth a couple of percentage points in realisable return over a year.

• Mobile wallets (Apple Pay, Google Pay) often show zero deposit fees where available.
• Push‑notification approval for withdrawals can speed up internal review.
• Avoiding mobile browser lag by using a stable Wi‑Fi connection prevents timeout reversals.

How Christchurch players can cross‑check NZ betting sites and payment processors

NZ betting sites that share payment infrastructure with online casinos sometimes offer overlapping e‑wallet accounts, enabling a player to move funds from a sportsbook to a casino account instantly, bypassing a deposit fee. Where an operator runs both a sportsbook and a casino under one licence—as several on this list do—the transfer between wallets is often free and instant, and the same pending and withdrawal rules apply. A player who funds a casino wallet via a sportsbook deposit can sometimes access a different set of payment methods with lower thresholds, although the casino’s own terms override the sportsbook’s. That cross‑wallet option is not universal, but it exists on enough Christchurch online casino platforms to be worth investigating for anyone who regularly deposits across multiple products.

Online poker and casino games: how the deposit logic differs

The deposit‑value calculations shift when a player moves from house‑banked casino games to online poker, where the house takes a rake rather than an edge. In poker, the cost is the rake percentage per hand, typically 5% capped at NZ$3–NZ$5, and the variable is the player’s skill relative to the table. For a deposit of NZ$200 into a poker tournament schedule, the effective buy‑in fees can consume 10% of the deposit off the top, and that cost cannot be offset by cashback in the same way a slot loss can. The operators on this list that offer online poker (Royal Panda and SkyCity) integrate it with the casino loyalty programme, so points earned at the poker table count towards the casino cashback tier, creating a cross‑product value that benefits players who split their deposit across verticals.

How to build a session that maximises every dollar

The player who walks away with the most from a Christchurch online casino deposit is not necessarily the one who wins the biggest jackpot, but the one who minimises fixed costs, chooses games with a house edge under 2%, and programmes a set withdrawal time. A NZ$50 deposit at SkyCity using POLi, played on a 99.5% RTP video poker game for 500 hands at NZ$1 each, with a cash‑out triggered as soon as the balance hits NZ$75, yields an expected net return of NZ$47–NZ$50, not including the NZ$1.50 cashback. That same NZ$50 at an operator with a card surcharge, a 96% slot, and a 48‑hour pending window results in an expected net return under NZ$40. The difference of NZ$10–NZ$15 may seem small, but over a year of weekly play it compounds to hundreds of dollars—the equivalent of ten free deposits, just from reading the fine print and choosing the right seat. The same operators are compared from a different angle in our cosmo casino rundown. What happens when something goes wrong is covered in the best online casino NZ reviews page.

• Set an auto‑withdrawal trigger at a balance 50% above the deposit.
• Use games with RTP > 98% for the bulk of the wagering requirement.
• Never let a bonus force you to play a game you would not otherwise choose.